/* ============================================================
   CAPITAL EXPRESS — design system partagé des pages niche
   Repris du site capitalexpress.ca : noir, blanc, quadrillage,
   dégradé arc-en-ciel, boutons carrés à bordure dégradée,
   coins chanfreinés tirés du logo.
   Utilisé par : travailleur-autonome, credit, nouveaux-arrivants,
                 premier-achat
   ============================================================ */

:root{
  --ink:#08080A;--mut:#6E6E78;--mut-l:#9A9AA4;
  --line:#E4E4EA;--line-d:#2A2A31;--paper:#FFFFFF;--off:#F6F6F8;--blue:#3D8BFD;
  --g:linear-gradient(90deg,#F5334F 0%,#E97CD4 22%,#7C6CF0 40%,#3D8BFD 58%,#22D9D0 78%,#00E074 100%);
  --ok:#00A85A;--warn:#E8912B;--bad:#E23A50;
  --max:1240px;--chamfer:30px;
  --ease:cubic-bezier(.22,.68,.28,1);
}

/* ---------- base ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
html:focus-within{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html:focus-within{scroll-behavior:auto}}
body{margin:0;font-family:'Inter',system-ui,-apple-system,sans-serif;font-size:16px;line-height:1.6;
  color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}
button,input,select{font:inherit;color:inherit}
a{color:inherit}
h1,h2,h3,h4{font-family:'Inter Tight',sans-serif;font-weight:600;letter-spacing:-.03em;line-height:1.03;margin:0}
h1{font-size:clamp(2.3rem,4.1vw,3.5rem)}
h2{font-size:clamp(2rem,4.2vw,3.3rem)}
h3{font-size:clamp(1.12rem,1.8vw,1.36rem);letter-spacing:-.02em;line-height:1.22}
p{margin:0}
.wrap{max-width:var(--max);margin-inline:auto;padding-inline:22px}
.wrap-n{max-width:960px;margin-inline:auto;padding-inline:22px}
[id]{scroll-margin-top:96px}
.mut{color:var(--mut)}
.lead{font-size:clamp(1.05rem,1.35vw,1.2rem);line-height:1.62;color:var(--mut)}
.section{padding:104px 0}
@media (max-width:640px){.section{padding:66px 0}}
.eyebrow{font-family:'Inter Tight',sans-serif;font-size:.95rem;font-weight:500;color:var(--blue);letter-spacing:-.01em;margin-bottom:16px}
.rule{display:block;width:112px;height:4px;background:var(--g);margin:22px 0 0}
.rule.sm{width:70px;height:3px;margin:14px 0 0}
.sq{width:11px;height:11px;flex:none;display:inline-block;border-radius:1px}
.ico{width:26px;height:26px;stroke:currentColor;fill:none;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}
.chamfer{clip-path:polygon(0 0, calc(100% - var(--chamfer)) 0, 100% var(--chamfer), 100% 100%, var(--chamfer) 100%, 0 calc(100% - var(--chamfer)))}

/* ---------- boutons ---------- */
.btn{display:inline-flex;align-items:center;gap:12px;font-family:'Inter Tight',sans-serif;font-weight:600;
  font-size:1rem;padding:17px 26px;border:2px solid transparent;border-radius:2px;cursor:pointer;
  text-decoration:none;letter-spacing:-.01em;position:relative;
  transition:box-shadow .25s var(--ease),transform .25s var(--ease)}
.btn svg{flex:none;transition:transform .25s var(--ease)}
.btn:hover svg{transform:translateX(5px)}
.btn-p{color:#fff;background:linear-gradient(var(--ink),var(--ink)) padding-box, var(--g) border-box}
.btn-p:hover{box-shadow:0 14px 34px rgba(8,8,10,.28)}
.btn-w{color:var(--ink);background:linear-gradient(#fff,#fff) padding-box, var(--g) border-box}
.btn-w:hover{box-shadow:0 16px 40px rgba(0,0,0,.45)}
.btn-full{width:100%;justify-content:center}
.mag{will-change:transform}

/* ---------- navigation ---------- */
.nav{position:sticky;top:0;z-index:80;background:transparent;border-bottom:1px solid transparent;
  transition:background .35s var(--ease),border-color .35s var(--ease)}
.nav.solid{background:rgba(255,255,255,.93);backdrop-filter:saturate(180%) blur(14px);
  -webkit-backdrop-filter:saturate(180%) blur(14px);border-bottom-color:var(--line)}
.nav-in{display:flex;align-items:center;gap:34px;height:74px;max-width:var(--max);margin-inline:auto;padding-inline:22px}
.logo{display:flex;align-items:center;text-decoration:none;flex:none}
/* Logo fourni : noir sur transparent. Inversé en blanc sur les fonds sombres. */
.logo-img{height:25px;width:auto;display:block;filter:invert(1);transition:filter .35s}
.nav.solid .logo-img{filter:none}
.nav-links{display:flex;gap:28px;margin-left:auto}
.nav-links a{font-family:'Inter Tight',sans-serif;font-weight:500;font-size:.97rem;text-decoration:none;
  color:#fff;opacity:.8;transition:opacity .18s,color .35s;position:relative;padding-bottom:3px}
.nav.solid .nav-links a{color:var(--ink)}
.nav-links a::after{content:"";position:absolute;left:0;right:0;bottom:0;height:2px;background:var(--g);
  transform:scaleX(0);transform-origin:left;transition:transform .3s var(--ease)}
.nav-links a:hover{opacity:1}
.nav-links a:hover::after{transform:scaleX(1)}
.nav .btn{padding:12px 20px;font-size:.94rem}
@media (max-width:1060px){.nav-links{display:none}.nav-in{gap:16px}.nav .btn{margin-left:auto}}
@media (max-width:760px){.nav .btn{display:none}.nav.solid{background:rgba(255,255,255,.98)}}
@media (max-width:520px){.logo-img{height:22px}}

/* ---------- hero ---------- */
.hero{position:relative;min-height:calc(100vh - 74px);display:flex;align-items:center;
  padding:106px 0 60px;margin-top:-74px;overflow:hidden}
/* Photo miroitée : le sujet passe à droite, la zone calme sous le titre. */
.hero-bg{position:absolute;inset:-8% 0 -8%;z-index:0;transform:scaleX(-1)}
.hero-bg img{width:100%;height:100%;object-fit:cover;object-position:center 34%;
  filter:brightness(1.22) contrast(1.04);will-change:transform}
.hero-ov{position:absolute;inset:0;z-index:1;
  background:
    linear-gradient(100deg, rgba(8,8,10,.80) 0%, rgba(8,8,10,.62) 34%, rgba(8,8,10,.34) 62%, rgba(8,8,10,.10) 100%),
    linear-gradient(180deg, rgba(8,8,10,.62) 0%, rgba(8,8,10,0) 22%, rgba(8,8,10,0) 58%, rgba(8,8,10,.68) 100%)}
.hero-ov::after{content:"";position:absolute;inset:0;
  background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),
                   linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);
  background-size:46px 46px;
  -webkit-mask-image:radial-gradient(900px 560px at 20% 42%,#000 0%,transparent 76%);
          mask-image:radial-gradient(900px 560px at 20% 42%,#000 0%,transparent 76%)}
.hero-in{position:relative;z-index:2;width:100%}
.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:56px;align-items:center}
.hero-copy{color:#fff}
.hero h1{max-width:17ch}
.hero-copy .lead{color:#C3C3CC;max-width:47ch;margin-top:22px;font-size:1.06rem}
.hero-badge{display:inline-flex;align-items:center;gap:11px;padding:9px 16px 9px 12px;
  border:1px solid rgba(255,255,255,.2);border-radius:2px;font-family:'Inter Tight',sans-serif;
  font-size:.9rem;font-weight:500;color:#D6D6DE;margin-bottom:26px;background:rgba(8,8,10,.4);backdrop-filter:blur(6px)}
.pulse{width:8px;height:8px;border-radius:50%;background:#00E074;flex:none;
  box-shadow:0 0 0 0 rgba(0,224,116,.6);animation:pl 2.4s infinite}
@keyframes pl{70%{box-shadow:0 0 0 9px rgba(0,224,116,0)}100%{box-shadow:0 0 0 0 rgba(0,224,116,0)}}
/* Bande photo chanfreinée qui porte les 3 chiffres */
.hero-media{position:relative;margin-top:30px;aspect-ratio:21/8;overflow:hidden;
  clip-path:polygon(0 0, calc(100% - 26px) 0, 100% 26px, 100% 100%, 26px 100%, 0 calc(100% - 26px))}
.hero-media img{width:100%;height:100%;object-fit:cover;object-position:center 52%;transition:transform 1.3s var(--ease)}
.hero-media:hover img{transform:scale(1.05)}
.hero-media .hm-ov{position:absolute;inset:0;
  background:linear-gradient(180deg,rgba(8,8,10,.15) 0%,rgba(8,8,10,.30) 40%,rgba(8,8,10,.88) 100%)}
.hero-stats{position:absolute;left:0;right:0;bottom:0;display:grid;grid-template-columns:repeat(3,1fr);gap:16px;padding:18px 22px}
.hs b{display:block;font-family:'Inter Tight',sans-serif;font-weight:500;font-size:clamp(1.35rem,1.9vw,1.8rem);
  letter-spacing:-.05em;line-height:1;color:#fff;text-shadow:0 2px 14px rgba(0,0,0,.6)}
.hs span{display:block;font-size:.79rem;line-height:1.35;color:#C6C6CE;margin-top:6px;text-shadow:0 1px 10px rgba(0,0,0,.6)}
@media (max-width:1040px){
  .hero{min-height:0;padding-top:118px;padding-bottom:56px}
  .hero-grid{grid-template-columns:1fr;gap:38px}
  .hero h1{max-width:100%}
  .hero-media{aspect-ratio:16/9;margin-top:28px}
  .hero-stats{gap:14px;padding:16px 18px}
}
@media (prefers-reduced-motion:reduce){.pulse{animation:none}.hero-bg img{transform:none!important}}

/* ---------- quiz (une question par écran) ---------- */
.quiz{background:#fff;border-radius:4px;box-shadow:0 34px 90px rgba(0,0,0,.45);position:relative;
  overflow:hidden;min-height:520px;display:flex;flex-direction:column}
.quiz::before{content:"";position:absolute;left:0;right:0;top:0;height:4px;background:var(--g);z-index:3}
.quiz-top{padding:26px 30px 0}
.quiz-bar{height:4px;background:#EDEDF1;border-radius:2px;overflow:hidden}
.quiz-bar i{display:block;height:100%;width:10%;background:var(--g);background-size:900% 100%;transition:width .45s var(--ease)}
.quiz-meta{display:flex;justify-content:space-between;font-family:'Inter Tight',sans-serif;font-size:.8rem;
  font-weight:600;letter-spacing:.09em;text-transform:uppercase;color:var(--mut-l);margin-top:12px}
.quiz-body{padding:24px 30px 30px;flex:1;display:flex;flex-direction:column}
@media (max-width:520px){.quiz-top{padding:22px 20px 0}.quiz-body{padding:20px 20px 24px}}

.qs{display:none;flex-direction:column;flex:1}
.qs.on{display:flex;animation:qin .42s var(--ease)}
.qs.on.rev{animation:qback .42s var(--ease)}
@keyframes qin{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:none}}
@keyframes qback{from{opacity:0;transform:translateY(-18px)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.qs.on,.qs.on.rev{animation:none}}
.q{font-family:'Inter Tight',sans-serif;font-weight:600;font-size:clamp(1.24rem,1.9vw,1.5rem);
  letter-spacing:-.028em;line-height:1.15}
.q-sub{font-size:.92rem;color:var(--mut);margin-top:9px}
.opts{display:grid;gap:9px;margin-top:22px}
.opts.two{grid-template-columns:1fr 1fr}
@media (max-width:520px){.opts.two{grid-template-columns:1fr}}
.opt{position:relative;text-align:left;cursor:pointer;background:#fff;border:1px solid var(--line);
  border-radius:3px;padding:16px 44px 16px 18px;font-family:'Inter Tight',sans-serif;font-weight:500;
  font-size:1rem;letter-spacing:-.015em;overflow:hidden;
  transition:border-color .22s var(--ease),transform .22s var(--ease),box-shadow .22s var(--ease)}
.opt::before{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:var(--g);
  background-size:400% 100%;transform:scaleY(0);transition:transform .28s var(--ease)}
.opt:hover{border-color:#C9C9D2;transform:translateX(4px);box-shadow:0 8px 22px rgba(8,8,10,.08)}
.opt:hover::before{transform:scaleY(1)}
.opt:focus-visible{outline:2px solid var(--blue);outline-offset:2px}
.opt .chk{position:absolute;right:15px;top:50%;transform:translateY(-50%);width:19px;height:19px;
  border:1.5px solid var(--line);border-radius:50%;display:grid;place-items:center;transition:border-color .2s,background .2s}
.opt .chk svg{width:10px;height:10px;stroke:#fff;stroke-width:2.6;fill:none;stroke-linecap:round;
  stroke-linejoin:round;opacity:0;transition:opacity .2s}
.opt.sel{border-color:var(--ink);transform:translateX(4px)}
.opt.sel::before{transform:scaleY(1)}
.opt.sel .chk{background:var(--ink);border-color:var(--ink)}
.opt.sel .chk svg{opacity:1}
.opt small{display:block;font-family:'Inter',sans-serif;font-weight:400;font-size:.83rem;color:var(--mut);margin-top:3px}
.qnav{display:flex;align-items:center;gap:12px;margin-top:auto;padding-top:22px}
.qback{background:none;border:1px solid var(--line);border-radius:2px;width:42px;height:42px;
  display:grid;place-items:center;cursor:pointer;flex:none;transition:border-color .2s,background .2s}
.qback:hover{border-color:var(--ink);background:var(--off)}
.qback svg{width:15px;height:15px;stroke:var(--ink);stroke-width:1.8;fill:none;stroke-linecap:round;stroke-linejoin:round}
.qhint{font-size:.8rem;color:var(--mut-l);margin-left:auto;display:flex;align-items:center;gap:7px;text-align:right}
.qhint svg{width:14px;height:14px;stroke:var(--mut-l);stroke-width:1.5;fill:none;flex:none}
.fields{display:grid;gap:12px;margin-top:20px}
.fields .row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
@media (max-width:520px){.fields .row{grid-template-columns:1fr}}
.fields input,.fields select{width:100%;padding:14px 15px;border:1px solid var(--line);border-radius:2px;
  background:#fff;font-size:.97rem;transition:border-color .18s,box-shadow .18s}
.fields select{appearance:none;-webkit-appearance:none;cursor:pointer;padding-right:42px;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5 6 6.5l5-5' stroke='%236E6E78' stroke-width='1.6' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 15px center}
.fields input:focus,.fields select:focus{outline:none;border-color:var(--ink);box-shadow:0 0 0 3px rgba(61,139,253,.14)}
.fields input.err,.fields select.err{border-color:var(--bad)}
.legal{font-size:.75rem;color:var(--mut-l);margin-top:14px;line-height:1.5}

/* écran de verdict */
.light{display:flex;align-items:center;gap:12px;margin-bottom:16px}
.light i{width:14px;height:14px;border-radius:50%;flex:none}
.light b{font-family:'Inter Tight',sans-serif;font-size:1rem;font-weight:600;letter-spacing:.02em;text-transform:uppercase}
.v-ok i{background:var(--ok);box-shadow:0 0 0 5px rgba(0,168,90,.14)}.v-ok b{color:var(--ok)}
.v-warn i{background:var(--warn);box-shadow:0 0 0 5px rgba(232,145,43,.14)}.v-warn b{color:var(--warn)}
.v-bad i{background:var(--bad);box-shadow:0 0 0 5px rgba(226,58,80,.14)}.v-bad b{color:var(--bad)}
.res-num{font-family:'Inter Tight',sans-serif;font-weight:500;font-size:clamp(2.7rem,5.4vw,3.7rem);
  letter-spacing:-.05em;line-height:.92;margin:6px 0 4px}
.res-num small{font-size:.88rem;font-weight:500;letter-spacing:-.01em;color:var(--mut);display:block;margin-top:12px}
.v-box{border:1px solid var(--line);border-radius:2px;padding:18px;background:var(--off);margin:20px 0}
.v-line{display:flex;justify-content:space-between;gap:16px;padding:8px 0;font-size:.92rem;border-bottom:1px solid var(--line)}
.v-line:last-child{border:none}
.v-line b{font-family:'Inter Tight',sans-serif;font-weight:600;text-align:right}
.res ul{margin:0 0 22px;padding-left:19px;color:var(--mut);font-size:.92rem;line-height:1.66}

/* ---------- bande d'encadrement ---------- */
.trust{background:var(--ink);border-top:1px solid var(--line-d);padding:30px 0 34px}
.trust-lbl{font-family:'Inter Tight',sans-serif;font-size:.78rem;font-weight:600;letter-spacing:.14em;
  text-transform:uppercase;color:#6B6F76;margin-bottom:20px}
.trust-row{display:flex;flex-wrap:wrap;gap:14px 40px}
.ti{display:flex;align-items:center;gap:11px;font-family:'Inter Tight',sans-serif;font-weight:500;
  font-size:1.01rem;letter-spacing:-.02em;color:#D6D6DE;transition:color .25s var(--ease),transform .25s var(--ease)}
.ti:hover{color:#fff;transform:translateY(-2px)}
.ti i{width:9px;height:9px;flex:none;border-radius:1px;display:block}
@media (max-width:640px){.trust{padding:24px 0 26px}.trust-row{flex-direction:column;gap:13px}.ti{font-size:.95rem}}

/* ---------- split-scroll ---------- */
.ss{display:grid;grid-template-columns:1fr 1fr;gap:76px;align-items:start}
.ss-vis{position:sticky;top:112px;height:min(560px,68vh)}
.ss-steps > .st{min-height:74vh;display:flex;flex-direction:column;justify-content:center;padding:30px 0}
.ss-steps > .st:last-child{min-height:60vh}
.st-n{font-family:'Inter Tight',sans-serif;font-size:.8rem;font-weight:600;letter-spacing:.13em;
  text-transform:uppercase;color:var(--mut-l);margin-bottom:14px;display:flex;align-items:center;gap:12px}
.st-n::before{content:"";width:34px;height:3px;background:var(--g);display:block}
.st h3{font-size:clamp(1.5rem,2.6vw,2.05rem);margin-bottom:16px;max-width:19ch}
.st p{color:var(--mut);font-size:1.03rem;max-width:44ch}
.panel{position:absolute;inset:0;opacity:0;transform:translateY(16px) scale(.985);
  transition:opacity .55s var(--ease),transform .55s var(--ease);pointer-events:none}
.panel.on{opacity:1;transform:none;pointer-events:auto}
@media (prefers-reduced-motion:reduce){.panel{transition:none}}
.card{background:var(--ink);color:#fff;height:100%;padding:36px;display:flex;flex-direction:column;
  position:relative;overflow:hidden;
  clip-path:polygon(0 0, calc(100% - var(--chamfer)) 0, 100% var(--chamfer), 100% 100%, var(--chamfer) 100%, 0 calc(100% - var(--chamfer)))}
.card::before{content:"";position:absolute;inset:0;pointer-events:none;
  background-image:linear-gradient(rgba(255,255,255,.045) 1px,transparent 1px),
                   linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px);background-size:40px 40px}
.card > *{position:relative;z-index:1}
.card-h{display:flex;justify-content:space-between;align-items:flex-start;gap:20px;padding-bottom:20px;border-bottom:1px solid var(--line-d)}
.card-h small{display:block;font-size:.75rem;letter-spacing:.12em;text-transform:uppercase;color:#6B6F76;margin-bottom:8px}
.card-h b{font-family:'Inter Tight',sans-serif;font-weight:600;font-size:1.02rem}
.day{font-family:'Inter Tight',sans-serif;font-weight:500;letter-spacing:-.05em;line-height:.84;text-align:right}
.day em{display:block;font-style:normal;font-size:3.4rem}
.day span{display:block;font-size:.76rem;letter-spacing:.1em;text-transform:uppercase;color:#6B6F76;margin-top:8px}
.card-body{flex:1;display:flex;flex-direction:column;justify-content:center;gap:14px;padding:22px 0}
.card-body .big{font-family:'Inter Tight',sans-serif;font-weight:600;font-size:clamp(1.3rem,2.2vw,1.72rem);
  letter-spacing:-.03em;line-height:1.14;max-width:17ch}
.card-body p{color:#9C9CA6;font-size:.96rem;max-width:36ch}
.card-f{padding-top:20px;border-top:1px solid var(--line-d);display:flex;align-items:center;gap:11px;font-size:.87rem;color:#9C9CA6}
.tag{display:inline-flex;align-items:center;gap:8px;padding:7px 13px;border:1px solid var(--line-d);border-radius:2px;
  font-family:'Inter Tight',sans-serif;font-size:.82rem;font-weight:500;color:#C9C9D2;width:fit-content}
.dots{display:flex;gap:6px;margin-left:auto}
.dots i{width:22px;height:3px;background:#2A2A31;display:block;border-radius:2px}
.dots i.on{background:#00E074}
.card-photo{height:100%;position:relative;overflow:hidden;
  clip-path:polygon(0 0, calc(100% - var(--chamfer)) 0, 100% var(--chamfer), 100% 100%, var(--chamfer) 100%, 0 calc(100% - var(--chamfer)))}
.card-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transform:scale(1.04);
  transition:transform 1.1s var(--ease)}
.panel.on .card-photo img{transform:scale(1)}
.card-photo .po{position:absolute;inset:0;
  background:linear-gradient(180deg,rgba(8,8,10,.62) 0%,rgba(8,8,10,.12) 34%,rgba(8,8,10,.86) 100%)}
.card-photo .pc{position:absolute;inset:auto 0 0 0;padding:34px;color:#fff}
.card-photo .pd{position:absolute;top:28px;left:28px;font-family:'Inter Tight',sans-serif;font-weight:500;
  letter-spacing:-.05em;line-height:.84;color:#fff}
.card-photo .pd em{display:block;font-style:normal;font-size:3.4rem;text-shadow:0 3px 22px rgba(0,0,0,.55)}
.card-photo .pd span{display:block;font-size:.76rem;letter-spacing:.1em;text-transform:uppercase;
  color:rgba(255,255,255,.7);margin-top:8px}
.card-photo .pc .big{font-family:'Inter Tight',sans-serif;font-weight:600;font-size:clamp(1.3rem,2.2vw,1.72rem);
  letter-spacing:-.03em;line-height:1.14;max-width:17ch;margin-bottom:10px}
.card-photo .pc p{color:#D2D2DA;font-size:.95rem;max-width:34ch}
@media (max-width:960px){
  .ss{grid-template-columns:1fr;gap:0}
  .ss-vis{position:sticky;top:80px;height:240px;z-index:5;margin-bottom:26px}
  .card{padding:22px}.card-body{padding:14px 0;gap:6px}
  .card-body p,.card-photo .pc p{display:none}
  .day em,.card-photo .pd em{font-size:2.2rem}
  .card-photo .pc{padding:22px}.card-photo .pd{top:20px;left:20px}
  .ss-steps > .st{min-height:auto;padding:32px 0;border-top:1px solid var(--line)}
}

/* ---------- bande statistiques photo ---------- */
.band{position:relative;overflow:hidden;color:#fff}
.band-bg{position:absolute;inset:0}
.band-bg img{width:100%;height:100%;object-fit:cover;object-position:center 40%}
.band-ov{position:absolute;inset:0;background:linear-gradient(180deg,rgba(8,8,10,.9) 0%,rgba(8,8,10,.72) 45%,rgba(8,8,10,.92) 100%)}
.band-in{position:relative;z-index:2;padding:96px 0}
.band h2{color:#fff;max-width:20ch}
.band .lead{color:#B4B4BE}
.counts{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:56px;padding-top:36px;
  border-top:1px solid rgba(255,255,255,.16)}
.cnt b{display:block;font-family:'Inter Tight',sans-serif;font-weight:500;font-size:clamp(2.3rem,4vw,3.3rem);
  letter-spacing:-.05em;line-height:1}
.cnt span{display:block;font-size:.9rem;color:#9C9CA6;margin-top:10px;max-width:16ch}
@media (max-width:820px){.counts{grid-template-columns:1fr 1fr;gap:30px 20px}.band-in{padding:70px 0}}

/* ---------- cartes ---------- */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
@media (max-width:900px){.grid3{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.grid3{grid-template-columns:1fr}}
.box{position:relative;border:1px solid var(--line);border-radius:4px;padding:32px;background:#fff;overflow:hidden;
  transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s var(--ease)}
.box::after{content:"";position:absolute;inset:0;pointer-events:none;opacity:0;transition:opacity .32s var(--ease);
  background:radial-gradient(320px circle at var(--mx,50%) var(--my,50%), rgba(61,139,253,.13), rgba(124,108,240,.06) 40%, transparent 66%)}
.box:hover{transform:translateY(-5px);box-shadow:0 20px 46px rgba(8,8,10,.10);border-color:transparent;
  background:linear-gradient(#fff,#fff) padding-box, var(--g) border-box}
.box:hover::after{opacity:1}
.box .ico{margin-bottom:18px;transition:transform .35s var(--ease)}
.box:hover .ico{transform:translateY(-3px) scale(1.06)}
.box h3{margin-bottom:10px;position:relative;z-index:1}
.box p{color:var(--mut);font-size:.96rem;position:relative;z-index:1}
.box--dark{background:var(--ink);border-color:var(--ink);color:#fff}
.box--dark p{color:#9C9CA6}
.box--dark:hover{background:linear-gradient(var(--ink),var(--ink)) padding-box, var(--g) border-box}
.box--dark::after{background:radial-gradient(320px circle at var(--mx,50%) var(--my,50%), rgba(61,139,253,.22), transparent 66%)}
.box-fig{padding:0;overflow:hidden}
.box-fig .ph{position:relative;aspect-ratio:16/10;overflow:hidden}
.box-fig .ph img{width:100%;height:100%;object-fit:cover;transition:transform .9s var(--ease)}
.box-fig:hover .ph img{transform:scale(1.06)}
.box-fig .bd{padding:26px 28px 30px;position:relative;z-index:1}

/* ---------- duo portrait + texte ---------- */
.duo{display:grid;grid-template-columns:.85fr 1.15fr;gap:60px;align-items:center}
@media (max-width:940px){.duo{grid-template-columns:1fr;gap:40px}}
.fig{position:relative;overflow:hidden;
  clip-path:polygon(0 0, calc(100% - var(--chamfer)) 0, 100% var(--chamfer), 100% 100%, var(--chamfer) 100%, 0 calc(100% - var(--chamfer)))}
.fig img{width:100%;height:100%;object-fit:cover;transition:transform 1s var(--ease)}
.fig:hover img{transform:scale(1.05)}
.fig-cap{position:absolute;left:0;right:0;bottom:0;padding:26px;
  background:linear-gradient(180deg,transparent,rgba(8,8,10,.88));color:#fff;font-size:.88rem}

/* ---------- comparatif ---------- */
.vs{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:760px){.vs{grid-template-columns:1fr}}
.vs-col{border:1px solid var(--line);border-radius:4px;padding:34px;
  transition:box-shadow .3s var(--ease),transform .3s var(--ease)}
.vs-col:hover{transform:translateY(-4px);box-shadow:0 20px 46px rgba(8,8,10,.09)}
.vs-col.win{background:var(--ink);border-color:var(--ink);color:#fff}
.vs-col.win:hover{box-shadow:0 24px 56px rgba(8,8,10,.34)}
.vs-col h3{font-size:1.2rem;margin-bottom:6px}
.vs-col > small{display:block;font-size:.82rem;letter-spacing:.1em;text-transform:uppercase;color:var(--mut-l);margin-bottom:24px}
.vs-col.win > small{color:#6B6F76}
.vs-l{display:flex;gap:14px;padding:15px 0;border-bottom:1px solid var(--line);font-size:.96rem;
  align-items:flex-start;transition:transform .25s var(--ease)}
.vs-col.win .vs-l{border-bottom-color:var(--line-d)}
.vs-l:last-child{border:none}
.vs-l:hover{transform:translateX(6px)}
.vs-l svg{flex:none;width:19px;height:19px;margin-top:3px;fill:none;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.vs-l.no svg{stroke:var(--bad)}
.vs-l.yes svg{stroke:#00E074}

/* ---------- régions ---------- */
.regions{display:grid;grid-template-columns:repeat(4,1fr);gap:16px 30px}
.regions div{display:flex;align-items:center;gap:12px;font-family:'Inter Tight',sans-serif;font-weight:500;
  font-size:1.02rem;letter-spacing:-.02em;transition:transform .25s var(--ease)}
.regions div:hover{transform:translateX(5px)}
@media (max-width:800px){.regions{grid-template-columns:repeat(2,1fr)}}

/* ---------- FAQ ---------- */
.faq-i{border-bottom:1px solid var(--line)}
.faq-i:last-child{border:none}
.faq-q{width:100%;background:none;border:none;text-align:left;cursor:pointer;padding:24px 0;
  display:flex;justify-content:space-between;align-items:center;gap:22px;font-family:'Inter Tight',sans-serif;
  font-weight:600;font-size:1.06rem;letter-spacing:-.02em;transition:color .2s}
.faq-q:hover{color:var(--blue)}
.faq-q svg{flex:none;width:18px;height:18px;stroke:currentColor;stroke-width:1.6;fill:none;transition:transform .32s var(--ease)}
.faq-i.on .faq-q svg{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .36s var(--ease)}
.faq-a p{padding:0 0 24px;color:var(--mut);font-size:.98rem;max-width:76ch}

/* ---------- CTA final ---------- */
.cta{position:relative;overflow:hidden;color:#fff;
  clip-path:polygon(0 0, calc(100% - var(--chamfer)) 0, 100% var(--chamfer), 100% 100%, var(--chamfer) 100%, 0 calc(100% - var(--chamfer)))}
.cta-bg{position:absolute;inset:0}
.cta-bg img{width:100%;height:100%;object-fit:cover;object-position:center 45%;transition:transform 1.4s var(--ease)}
.cta:hover .cta-bg img{transform:scale(1.04)}
.cta-ov{position:absolute;inset:0;background:linear-gradient(180deg,rgba(8,8,10,.88),rgba(8,8,10,.94))}
.cta-in{position:relative;z-index:2;padding:88px 32px;text-align:center}
.cta h2{color:#fff;max-width:18ch;margin-inline:auto}
@media (max-width:640px){.cta-in{padding:60px 22px}}

/* ---------- footer ---------- */
.foot{background:var(--ink);color:#9C9CA6;padding:64px 0 40px;font-size:.9rem}
.foot-top{display:flex;justify-content:space-between;gap:40px;flex-wrap:wrap;padding-bottom:36px;border-bottom:1px solid var(--line-d)}
.foot a{color:#9C9CA6;text-decoration:none;transition:color .2s}
.foot a:hover{color:#fff}
.foot-links{display:flex;gap:28px;flex-wrap:wrap}
.foot-bot{padding-top:26px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.83rem;color:#6B6F76}
.foot-legal{margin-top:18px;font-size:.78rem;color:#5C6067;max-width:80ch;line-height:1.6}

/* ---------- barre CTA mobile ---------- */
.mbar{position:fixed;left:0;right:0;bottom:0;z-index:70;display:none;
  padding:12px 16px calc(12px + env(safe-area-inset-bottom));background:rgba(255,255,255,.95);
  backdrop-filter:blur(12px);border-top:1px solid var(--line)}
@media (max-width:760px){.mbar{display:block}body{padding-bottom:82px}}

/* ---------- révélations ---------- */
[data-rv]{opacity:0;transform:translateY(22px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
[data-rv].in{opacity:1;transform:none}
[data-d="1"]{transition-delay:.09s}[data-d="2"]{transition-delay:.18s}
[data-d="3"]{transition-delay:.27s}[data-d="4"]{transition-delay:.36s}[data-d="5"]{transition-delay:.45s}
@media (prefers-reduced-motion:reduce){[data-rv]{opacity:1;transform:none;transition:none}}